Question 1

Will this policy provide coverage if I am an independent contractor or provide volunteer services?

Accepted Answer

Yes, the policy can be tailored to the manner in which you practice, however you would not be eligible for the exclusively employed rate.

Question 2

Do you offer a reduced premium rate if I am exclusively employed?

Accepted Answer

Yes, you will pay less if you are only work as a W2-form employee. Use our fast and simple quote tool to find your estimated rate.

Question 3

What is Claims-Made coverage?

Accepted Answer

A claims-made policy will provide professional liability coverage for you for incidents that happen between the effective date and the expiration date of your policy, the claim must be reported while the policy is in force. An Extended Reporting Period Endorsement, or “tail”, is necessary to protect against claims presented after the policy expires.

Question 4

Does the School Psychologists professional liability insurance policy have a deductible?

Accepted Answer

No, there is no deductible applied should a claim arise.

Question 5

How do I contact NASP about membership?

Accepted Answer

Please call NASP directly at (301) 657-0270.

Question 6

Who is eligible to purchase the NASP sponsored School Psychologist professional liability insurance?

Accepted Answer

As a member of the National Association of School of Psychologists you are eligible to purchase the professional liability insurance providing that you are credentialed in school psychology in the state in which you practice.

Question 7

Does my policy cover telehealth?

Accepted Answer

Yes, your policy includes coverage for telebehavioral health services. Telehealth is treated the same as face-to-face services, as long as you abide by the state licensure guidelines based on your patient's location at the time of treatment and as long as you are utilizing a HIPAA-compliant platform to deliver the telehealth services.

Question 8

Who provides the insurance coverage?

Accepted Answer

The coverage is provided by American Professional Agency, Inc., underwritten by Allied World Insurance Company, and its member companies.

Question 9

How soon may I obtain proof of coverage?

Accepted Answer

Proof of coverage may be issued on the same day your application is approved, and payment is received. Your certificate of insurance will be emailed to you (usually by the next business day after approval and payment). A Declarations page will be sent to you via USPS shortly thereafter.